about hdfc life insurance policy

hdfc life insurance premium payment Another variant of the ProGrowth Plan, this ULIP has the following features –

1. 1. The plan offers two coverage options. While the first is the basic coverage, the second option pays double sum assured in case of accidental death
   2. There are eight types of investment funds

Eligibility conditions of HDFC Life ProGrowth Plus Plan

This plan offers various unique features which are mentioned below –

1. 1. There are eight coverage options under the plan
   2. Coverage options include additional riders for accidental death, disability and critical illness
   3. Eight investment funds ensure that your investment preferences are met

Eligibility conditions of HDFC Life ProGrowth Super II Plan

This is a short term unit linked plan which is suitable for individuals who have a short investment horizon. The features of the plan are as follows –

1. 1. Premiums are payable only for half of the plan duration
   2. There are four investment funds to choose from

Eligibility conditions of HDFC SL Crest Plan

This is a single premium unit linked plan wherein you are required to invest only once. The features of the plan are as follows –

1. 1. You can pay top-ups to increase your investment into the plan
   2. A high sum assured can be availed despite paying a single premium

Eligibility conditions of HDFC SL ProGrowth Maximiser Plan

This is a unique unit-linked plan which promises a guaranteed maturity benefit even when the markets are volatile. The plan’s features are as follows –

1. 1. Limited premiums are only required for the plan. You can also choose the single premium payment option
   2. Increasing loyalty additions are added from the 6th policy year. These additions help in enhancing the fund value
   3. An assured maturity benefit is promised which is 101% of the total premiums paid during the policy tenure

Eligibility conditions of HDFC Life Capital Shield Plan

Child plans are life insurance plans which are designed for the financial protection of the child’s future of the parent dies prematurely. Child insurance plans create a secured corpus which can be used for the child’s higher education or for any other financial requirement. hdfc life insurance premium payment

HDFC child plans

This is a traditional money back child insurance plan which also earns bonuses for a higher corpus. The features of the plan are as follows –

1. 1. There are three coverage options under the plan which are Aspiration, Academia and Career
   2. You can either choose to get a lump sum benefit on maturity or receive money back benefits
   3. Guaranteed additions are also added to the plan benefits
   4. You can choose Classic Waiver Death benefit option wherein the premiums are waived on the death of the parent

Eligibility conditions of HDFC Life Young Star Udaan Plan

This is a unit linked child insurance plan which has the following salient features –

1. 1. There are two death benefit options to choose from
   2. There are multiple investment funds for investing the premium

Eligibility conditions of HDFC SL YoungStar Super Premium Plan

Women insurance plans are those which are specifically designed to cater to the insurance and savings needs of women. HDFC Life offers one specialised women’s plan which is as follows –

This is a unit linked insurance plan which allows market-linked returns while also providing life insurance coverage. The features of the plan are as follows –

1. 1. There are three plan benefit options which are Classic, Premier and Elite
   2. Under all benefit options, premiums are waived for three years in case of childbirth and diagnosis of cancer. Moreover, under the Elite option, premiums are waived even on the death of the spouse
   3. Periodic payments are made under the Premier and Elite options to provide you with funds when you need them
   4. The allocation charges are reduced considerably from the 11th policy year

Eligibility conditions of HDFC Life Smart Woman Plan 

Health insurance plans are those which cover specific health related contingencies and pay you a lump sum benefit if you suffer from the covered contingency.

HDFC Life Health plans

This plan covers heart related conditions and pays a lump sum benefit in case of claims. The salient features of the plan are as follows –

1. 1. You can make multiple claims under the policy for a same illness till the sum insured is available
   2. Almost all types of heart related conditions are covered under the plan
   3. 25% to 100% of the sum insured is paid as claim depending on the severity of the illness that you suffer
   4. You can choose from three available options which are –
      1. Hospitalisation benefit which pays a percentage of the sum insured daily when you are hospitalised
      2. Indexation benefit which increases the sum insured by 10% after every claim-free year
      3. Income benefit which pays a percent of the sum insured as incomes for a specified period

Eligibility conditions of HDFC Life Cardiac Care Plan